If cash is needed, then people apply for a loan. But getting approval is not always possible. Difficulties arise when applying for a large amount. In this case, guarantors can be given as guarantees or an apartment or car can be secured. At the same time, you do not lose ownership rights, and the credit institution receives guarantees for the return of borrowed funds.
Where to get a car deposit?
The first institution to apply for money is a bank. It is perceived as a reliable tool of the economy. Consumer lending has become very popular, since there is no need to specify the purpose of your costs: treatment, purchase, travel. You can apply for it at most credit institutions online. But to get a positive decision, you need to have a good credit history without delays, a stable salary, an entry in the work book. All these documents give a guarantee to the bank that you can fulfill your obligations.
In those cases when it comes to a significant amount, it is worth thinking about additional guarantees. It is much easier to get a loan secured by a car at a bank than a consumer. But all procedures will take from 2 to 5 days. In addition, in any case, there are restrictions on the age of the borrower.
Secured cars are easier and faster to obtain in the ZaRaZ credit union. You will receive your money within 1 day, and the minimum period is 2 hours.
Terms of registration of the car pledge in the CS “ZaRaZ”
Getting a loan as soon as possible is quite easy. Maximum you can count on up to 200 thousand UAH. The loan term is from 1 day to 2 years.
To apply for a deposit, you must provide the following documents:
- vehicle passport;
- registration certificate;
- identification code;
Funds will be transferred to a bank account or paid in cash. The conclusion of the contract takes place in Kiev. Anyone can ask for help, regardless of age.
The principle of operation of the CS “ZaRaZ” and the issuance of a loan secured by a car are not quite ordinary, and therefore attractive. The rate is set at 5% per annum. Such a low level of overpayment is ensured by the fact that the main goal of the activity is not to generate income, but to support customers and participants. The credit institution has been successfully operating in the financial services market for more than 5 years. It is a cooperation based on the provision of financial services to its members and other persons. Participants make contributions, through which activities are carried out.
How does a credit union work?
To carry out its work, the financial organization ZaRaZ has a full package of permits (licenses, certificates). Due to this, in addition to registration of a car on bail, a loan without information, deposit funds are attracted.
Profit from the work of the pawnshop is distributed in favor of members of the company. An organization is not fictitious or intentionally inflated. There is a pre-agreed possible number. This is how everyone can influence the decision-making of a company related to a change in the principles of activity. This gives investors and borrowers guarantees of stable operation, the absence of fraudulent schemes, and the safety of their funds.
All activities of the organization are aimed at providing assistance. Quick registration of loans secured by a car, apartment, without collecting additional certificates enable a person to quickly solve problems. Such a service is indispensable when the time to make a decision is very tight.
The organization’s work is well thought out. For each lending service, risks and volume in the portfolio are determined so that participants are confident in receiving their funds and dividends.
Advantages of contacting a pawnshop
A loan secured by a car in the ZaRaZ CS has several advantages over other organizations, which makes it so attractive. Why choose a pawnshop?
- money can be received as soon as possible, in just a few hours;
- the possibility of extending the term of the contract;
- transparency of activities;
- favorable rates on a loan secured by a car;
- staff who will help you choose the most profitable loan product, deposit.
Making a car as a guarantee in a pawnshop is a quick receipt of funds on favorable terms. The credit union is ready to help in a difficult situation. In case of difficulties, a person can count on installments or restructuring a loan. The financial organization ZaRaZ is working on mutually beneficial conditions.