If there is a need for money, one way to get the necessary funds is to take a loan from financial institutions. The main thing is to go to acceptable credit conditions and soberly assess your financial capabilities. In this case, we don’t have to talk about the reasons that encourage borrowing money, each person has his own. Usually the decision to lay an apartment or a house comes only in the most extreme, sometimes hopeless situation.
What are the conditions for borrowers
The list of conditions for people who want to get a loan includes several items:
- citizenship and regular income;
- the ability to use money exclusively for consumer purposes;
- age from 20 to 85 years;
- the provision of collateral (a loan is issued only with property collateral return);
- loan terms – up to 10 years;
- the ability to choose a loan currency.
As a rule, the maximum loan amount does not exceed 80% of the value of the collateral. Moreover, rates can be about 18%. The borrower can turn to the services of a private investor who has free financial assets. Moreover, a loan is issued at 1.5% per month in foreign currency and at 24% in hryvnia. A loan is received for 60 months, but the term can be extended.
If you contact the bank , you need to be prepared for the fact that in any case, the issue is considered for several days. In this case, it is necessary to collect a whole package of documents, which will include:
- passport and certificate of assignment of tax payer code;
- income statement for the last six months, including pension accrual;
- personal and contact information of the borrower.
Why is it profitable to get a loan secured by real estate with us?
We approach the issue of granting loans flexibly, putting forward reasonable conditions for the provision of loans. Our clients receive comprehensive information on interest rates, penalties and loan terms. It is beneficial to work with us for the reason that we do not hide any information from borrowers.
If a person has a need to take a loan, he should have:
- private house or apartment;
- office premises;
- shop or cafe;
- land plot.
In such cases, we will calculate the market value of the property, based on the general situation, and notify the borrower how much it can count on.
It is not customary in our company to ask customers questions that do not imply a definite answer. It does not matter for us what the loan is for. Whether he spends money on treatment or makes bets at the bookmaker, will try to expand his business or will want to buy antiques – this is a personal business of the borrower. And this is a great advantage compared to the conditions that banks put forward. It is impossible to spend the loan taken from them for other purposes, which is certainly prescribed in the contract.
Our company provides loans:
- for a period of ten years, leaving the possibility of early repayment;
- at a fixed rate of 4% in national currency and 2.5% in US dollars;
- calculated 60% of the value of the collateral;
- according to a simplified scheme.
Every citizen of Ukraine who is over 18 years old and who is not older than 85 years old can get a loan without effort. All that is required is to have your own real estate.
What we promise to borrowers
We offer our customers profitable deals. If the borrower visits our site, he will be convinced that among our advantages there are such opportunities:
- give out large amounts, from $ 5,000;
- provide a loan to persons from 18 to 85 years old;
- make a decision within a few hours;
- immediately issue funds after loan approval;
- openly familiarize yourself with all the conditions and honestly charge interest;
- serve customers without formal employment;
- give loans even to people with a dubious credit history.
Our company is ready to provide credit to entrepreneurs seeking to expand their activities. If they are experienced and confident in success, it will not be difficult for them to return the money. Our employees will not require them to draw up business plans or put forward any additional conditions, which significantly distinguishes our organization from banks. The main thing for us is to have a guarantee of return, and not to create unnecessary problems and chores for potential borrowers. High-quality and professional service, the right conditions for cooperation are bonuses that can be used by any of our clients.