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Credit Calculator
Loan type
Consumer loan
  • Consumer loan
Amount, UAH
Loan term, months
Third-party services: ✅ - general expenses for cash settlement services of the bank - 1% of the payment amount.
Discount
Other lender services
Additional services with the ability to manually enter data

Group of numeric fields where you can manually specify amounts that affect the calculation of the total cost of the consumer loan

Price for the provided service – 2% of the loan amount (not exceeding 5000 UAH)
Type of loan
Consumer loan
Estimated monthly payment
4,987.63 UAH
79,974.8 UAH
Total credit costs
179,974.8 UAH
Total loan amount
52.7439%
Real annual interest rate
View detailed payment schedule
The calculator provides an approximate amount. For an accurate calculation, submit an application.
For the management of personal peasant farms
Due:
Accrued income
Withheld taxes
Income from the deposit
The calculator provides an approximate amount. For an accurate calculation, submit an application.

* The calculator calculates based on the results of the entered data

- approximate monthly payment, which includes payment for the loan, interest for using the loan, the amount of payments for accompanying services of the financial institution, credit intermediary (if any) and third parties, hryvnias;

- general expenses for a consumer loan, hryvnias - consumer expenses related to obtaining, servicing and repaying the loan, including interest for using the loan, commissions and other mandatory payments for additional and/or related services of the creditor, credit intermediary (if available) and third parties, including :

  • Interest for using credit for the entire period of using the service
  • Expenses for settlement and cash service for the entire term of using the loan (available on the condition that payment is made through the cash desk of the bank where the credit union account is opened) will amount to 1% of the amount of payments;

- the total cost of the loan for the consumer, hryvnias - the sum of the total amount of the loan and the total costs of the consumer loan;

- real annual interest rate, annual interest, the calculation of the estimated real annual interest rate is based on the assumption that the Agreement remains valid for the agreed term. It is calculated according to the method of calculating the real annual interest rate under the consumer credit agreement approved by the resolution of the Board of the National Bank of Ukraine "On the approval of the Rules for calculating by non-banking financial institutions of Ukraine the total cost of credit for the consumer and the real annual interest rate under the consumer credit agreement" No. 16 dated 11.02.2021 year.

To view a detailed schedule of calculations, click the appropriate button in the calculator.

* Example of calculator calculation results

1) For the calculation example, the assumption is used that the union member wants to get a loan of UAH 100,000 for 60 months (5 years), the annual interest rate for using the loan is 36%:

If the client intends to use the service for the entire duration of the contract:

The estimated monthly payment is UAH 3,613.30.

Total expenses under the loan amount to UAH 117,555.49, consisting of:

  • - Interest for using the loan for the entire period of using the service is UAH 115,520.63;
  • - The cost of settlement and cash service for the entire term of the loan (available on the condition that payment is made through the cash desk of the bank in which the credit union account is opened) will be 1% of the monthly payment amount - UAH 2,034.86.

The total cost of the loan is UAH 219,589.86, consisting of:

  • - Interest for using the loan for the entire period of using the service is UAH 115,520.63;
  • - The cost of settlement and cash service for the entire term of the loan (available on the condition that payment is made through the cash desk of the bank in which the credit union account is opened) will be 1% of the monthly payment amount - UAH 2,034.86.
  • - Loan amount – UAH 100,000.00

      • The real annual interest rate is 44.24%

      2) For the example of the calculation, the assumption was used that the union member wants to receive a loan of UAH 100,000 for 48 months (4 years), the annual interest rate for using the loan is 36%:

      If the client intends to use the service for the entire duration of the contract:

      The estimated monthly payment is UAH 3,957.78.

      The total costs of the loan amount to UAH 90,513.06, consisting of:

      • - Interest for using the loan for the entire period of using the service is UAH 88,731.23;
      • - Expenses for settlement and cash service for the entire term of using the loan (available under the condition of payment through the cash desk of the bank in which the credit union account is opened) will amount to 1% of the monthly payment amount - UAH 1,781.83.

      The total cost of the loan is UAH 192,294.93, consisting of:

      • - Interest for using the loan for the entire period of using the service is UAH 88,731.23;
      • - Expenses for settlement and cash service for the entire term of using the loan (available under the condition of payment through the cash desk of the bank in which the credit union account is opened) will amount to 1% of the monthly payment amount - UAH 1,781.83.
      • - Loan amount – UAH 100,000.00

      The real annual interest rate is 44.28%

      The calculator calculates an approximate amount, for an exact calculation, contact the credit union.