up to 19,5%

per annum


up to 18 month

with prolongation

  • You can withdraw and replenish the deposit without losing interest
  • You can attach the deposit amount to foreign currencies

  • You know in what loan and on the security of what your money works

  • The cost of capital real estate in a mortgage is more than 2 times the value of deposits

Annual interest rates for “ZaRaZ” members on deposit accounts
Duration (months)With interest payment at the end of the term %With monthly interest payment %With quarterly interest payment %
3 months.14%
6 months.15%13%
9 months.16%15%
13 months.18,5% *16%17,5%
18 months.19,5%

* — partial withdrawal up to 30% is allowed without loss of accrued interest. Deposit replenishment without limits.

Annual interest rates for “ZaRaZ” members on deposit accounts taking into account currency risks
Duration (months)With interest payment at the end of the term %With quarterly interest payment %
6 months.5%
13 months.10%9%
18 months.12%
Best deposits in Ukraine

How to get a deposit in Ukraine?

Economic and political instability led to the fact that many Ukrainians had to withdraw their savings from banks for one reason or another. This was largely due to the devaluation of the national currency. At the same time, financial institutions are fighting for each client, offering the best deposit conditions in Ukraine.

What deposits in Ukrainian banks are available today?

The best way to grab the attention of customers is by offering high interest rates. Financial structures are also working on additional perks that may interest a loyal audience. To a large extent, better conditions for deposits in Ukraine became possible due to the fact that the Verkhovna Rada allocated additional funds for additional capitalization of banks, which received additional tools to correct the conditions of deposits in the changed conditions.

In order not to be mistaken in the choice (after all, deposits are now offered by many banks in the country), you should use the rating, which will help you find the best conditions for deposits in Ukraine. The rating is constantly updated as changes in the program of providing deposits with various banks. You should choose a deposit in accordance with the currency that is in priority for you. The best deposits in Ukraine in hryvnia are distinguished by the highest interest rate. At the same time, it must be remembered that the national currency has not been particularly stable in recent years, so many people choose dollars or euros to open an account. To get acquainted with the terms of a specific product, it is enough to use a deposit calculator, which will greatly facilitate the task.

Types of popular deposit programs

The best deposit conditions in Ukraine are becoming available thanks to the continuous improvement of products. Financial instruments are flexible, so it is not difficult to modify them in accordance with the current conditions. Banks are introducing perpetual or floating rate deposits targeting specific customer groups:

  • students;
  • pensioners;
  • entrepreneurs.

Also, in banking institutions, there are deposit cards that allow you to get the interest rate on the deposit directly at the ATM, without contacting the cashier of the branch. The best deposits in Ukraine can be offered by banks with different histories. At the same time, clients are more suitable for organizations that have sufficient capital and hold a high position in the rating of banks. Their rate may not be the highest on the market, but the depositor will definitely not have to worry about getting his own funds.

The best conditions for deposits in Ukraine are of interest to any person who has certain savings and who wants to dispose of them correctly. The highest rates are set for credit products, which do not provide for the possibility of early repayment of the deposit. In this case, the bank can freely use the funds provided, and the client receives a fairly attractive rate.

You can study the best deposits in Ukraine on our website, which helps customers to use profitable financial services. We have many years of experience, so we can help each client choose a profitable deposit. The best deposit conditions in Ukraine will guarantee the receipt of passive income, as well as ensure the safety of personal savings.

Best deposits in Ukraine