Profitable deposits

stored in real estate

Interest Rate:

up to 27,5%

per annum

Deposit period:

1-24 months

with prolongation
option

  • You can withdraw and replenish the deposit without loss of interest
  • You can link the deposit amount to foreign currencies
  • Do you know in what credit and on the security of what your money works
  • The cost of capital property in the mortgage is more than 2 times the value of deposits

Annual deposit interest rates for the “ZaRaz” CC members

Period (month)Enddate payment of interest %Monthly payment of interest %Quarterly payment of interest %
3 months19% - -
6 months20% - -
9 months21%18%19%
13 months24% *19%21%
18 months25,9% - -
24 months27,5% - -

* – partial withdrawals of up to 30% are allowed without loss of accrued interest. Deposit replenishment without restrictions.

Annual deposit interest rates for the “ZaRaz” CC members including currency risks protection

Period (month)Annual payment of interest %Quarterly payment of interest %
9 month12% -
13 month15%12%
18 month18% -

SECURED BY MORTGAGES

Deposits are used for lending on the security of metropolitan real estate.
And only a mortgage can reliably protect deposits from any fluctuations and crises.
The cost of real estate in the pledge exceeds more than 2 times the value of deposits.

Profitable deposits

There are many methods of investing savings. Each investor is looking for the most attractive conditions for investment. It is essential that the investor is calm for the fate of their money and feel confident in the future. The most comfortable and safe method of investing is to open a deposit. Deposits are useful in all countries of the world. Many domestic banking institutions can offer a profitable deposit at a high percentage. To find the best option, financiers recommend that depositors examine the conditions in each particular bank and the scope of its activities.

Contributions are:

  1. Urgent;
  2. Conditional;
  3. Demand.

Term deposits – deposit for a short period.

Conditional – as a rule, are used by legal entities. Contribution under certain conditions.

Demand – deposit with the ability to withdraw money at any time.

When making a design, carefully study all the subtleties and nuances of the contract. Do not rush, if you have questions about some items, ask the financial expert of the company.

How to open a deposit?

The investment ensures the safety of funds and an increase in income over a specific period. To make a profitable investment, you need to arrange a deposit correctly. First, examine the offers of different companies and banks to choose the most lucrative option. Then determine the amount you are willing to invest.

In order not to be disappointed in the result, you can calculate it in advance the amount of the deposit and its profitability. In the investment company, ask clarifying questions on the interest charged and the possibility of capitalization.

Also, the data you need can be found on the official websites of banks and financial companies, as well as in branches and offices. Each company has its requirements for investors and the terms of the contract. However, in any case, when concluding a transaction, you will need a passport with a registration mark, as well as a personal taxpayer number. The conclusion of the contract itself takes place in the operational departments of financial institutions. The agreement is in two copies. Some financial companies have departments for individuals and legal entities.

Nevertheless, inflation is difficult to predict; it must be considered when opening a deposit. At least, investment in deposits is more profitable than keeping savings, say, in a safe at home. There, they will lose their purchasing value.

What you need to check before making a deposit

Before making a deposit, the investor should receive answers to questions regarding the terms of the deposit:

  • Deposit term.
  • Deposit interest rate.
  • Monthly interest payments or payment at the end of the term?
  • Is it possible to withdraw a part of the money provided that the calculated interest is saved?
  • Is it possible to replenish the deposit?
  • What will be the interest rate if the investor needs an early return of the deposit?

Also, when making a deposit, it is necessary to take into account the level of inflation. Due to the rise in the consumer basket, not all deposits are profitable investments. Sometimes the situation develops in such a way that at the end of the deposit period, the amount as a result of the depreciation of money will decrease its purchasing power. It means that for the same money, you can buy fewer goods than before.

If the deposit rate per year is 5%, inflation is 8%, and then the investor will give the bank 3% for merely keeping funds in the account. Therefore, do not open a deposit if the rate is below the level of expected inflation. Also, you should not trust a financial organization that does not offer depositors programs with profitable rates to investors, since its task is to increase the funds entrusted.

About interest rate accrual

Different investment programs vary in interest rates. At the same time, it is irrational to choose a deposit solely on the theoretical basis of the interest rate. Take into account the scheme and conditions for the accrual of funds. For example, the company may charge interest once a month or at the end of the deposit period.

Among other things, if the accrual is monthly, the importance may join the total amount or capitalize itself. It will increase the base amount for the next month and will accrue interest on interest. To compare deposits, calculate the final amount that the company will return to you upon the expiration of the term, and only then make the comparison.

 

Still thinking where to open your deposit?

Today, the most profitable type of investment is bank deposits. However, not all financial institutions are ready to guarantee the safety of investments. Plus, you have to spend time to find the most beneficial interest on deposits. But even after you find the most favorable rates on deposits, there are no guarantees that the banking structure will not close with the depositors’ money. No institution is insured against bankruptcy.

Before deciding where to open a deposit, you need to understand that bank deposits are not the most conducive and favorable conditions for customers. For example, in respect of payments, there are some limits regarding time and interest rate charges.

Deposit advantages

The proper investment will provide you with a stable profit, and also allow you to keep your savings in complete safety. Deposits of individuals to Kyiv continue to enjoy high popularity. Among the CIS countries, such investment tools remain the most common. Virtually every pensioner has deposits of individuals in Kyiv. Apparently, in this case, we see a habit that stretches from the Soviet era, when deposits of individuals remained the only possible investment.

Profitable deposit for individuals

Some open an account for savings on new housing, using fixed-term deposits. People who recently got rid of the shares, also open a deposit of physical persons in Kyiv, to get the opportunity to earn money during the crisis period. If a person owns a rental property, then part of the funds that he intends to use to repair the object can be placed in a bank. Undoubtedly, the deposit of individuals will not be excessive, because it will provide any person with a guaranteed stable income. While you have not chosen a more suitable application for your funds, you should allow them to work for you.

Everyone has individual wealth, but most citizens have opportunities for investment. And profitable deposits, in this case, are the best fit. Interest allows you to increase capital. If the amount of funds in the bank is large enough, the person gets the opportunity to ensure for themselves a substantial annual profit. In this case, a profitable deposit for individuals allows a person to leave work and live on the interest. What is so attractive in deposits, why does each bank offer them?

If you compare a profitable deposit for individuals with other options, you can quickly notice several advantages that similar offers have. For a start, it is worth noting the availability of this tool. Today, individuals’ deposits remain the easiest way to invest money. If you wish to create a deposit, it is enough to visit a suitable financial institution together with the amount you want to deposit on individuals in Kyiv. You will also need a passport and tax number. Bank employees will be provided with a quick registration procedure, which will take you no more than 10 minutes. The presence of specialized knowledge for the person who decided to open a deposit of physical persons Kyiv is not mandatory.

You can open deposits physical persons Kyiv for a short period. Today, an account can be open even for one month. If the demand deposit, then he will be wholly deprived of the minimum time. Profit can be secured even with a deposit of several days.

You do not need to take courses or study unique literature. Bank deposits of individuals in Kyiv can use everything:

  • Workers;
  • Office staff;
  • People of various professions.

To open an account, you can use any amount. You do not need to spend years to save a decent amount of money if you need deposits of individuals. Today, a bank deposit can be opened even with $ 25 in your pocket. Such small savings are difficult to invest otherwise. If we take into account that today most people do not have average incomes, then they are using banks to receive dividends.

Deposits of individuals

You can open deposits physical persons Kyiv for a short period. Today, an account can be open even for one month. If the demand deposit, then he will be wholly deprived of the minimum time. Profit can be secured even with a deposit of several days.

Profitable deposit for individuals always remains liquid. You can close your account at any time if you need funds urgently. If you decide to purchase a new technique or furniture, visit the bank to interrupt the deposit. There is a possibility that in this case, the physical deposit of individuals will not bring you the desired amount of interest, but you can quickly get your money back. If the amount was large, it might take several days to close the account.

Deposit refund in any situation

The bank always returns a profitable deposit for individuals. You will receive a substantial payment guarantee. Non-refund can only be in a situation where the bank becomes bankrupt. But even in such a case, your contributions are guaranteed by the state so that it will refund you the full amount of savings. Perhaps that is why the deposit of individuals in Kyiv remains so prevalent in this challenging time. Deposits differ from real estate investing in that as a result of operations; you can always return all invested funds. A stock market or real estate can lead to the loss of even all your funds.

A profitable deposit for individuals allows you always to be confident in the future. The situation, which was in the 90s, today is difficult even to imagine. But you still have the opportunity to diversify your assets. Do not forget that in the financial market today, many different institutions offer their services to clients. You can choose the most optimal conditions for opening an account. The precise interest calculation method will allow you to calculate profits in advance and stop at the most profitable option for you. If you need a valuable deposit for individuals, feel free to contact our company. For many years of work in this area, we have managed to develop the most convenient methods.

On the site, you will find accurate information about what advantages open deposits for you. Any questions can be answered by qualified staff. Only our company will be able to provide you with the possibility of receiving significant percents with a 100 percent guarantee of the safety of savings. Thanks to the deposit, you can secure a healthy future for yourself, and the money can be withdrawn at any time without any problems.

Profitable deposits can be used to store any amount for any period. If you have travel permits, and you want to leave them for a summer holiday, then open a bank account.

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