up to 22,5%
- You can withdraw and replenish the deposit without losing interest
You can attach the deposit amount to foreign currencies
You know in what loan and on the security of what your money works
The cost of capital real estate in a mortgage is more than 2 times the value of deposits
|Duration (months)||With interest payment at the end of the term %||With monthly interest payment %||With quarterly interest payment %|
|13 months.||21% *||15%||19%|
* — partial withdrawal up to 30% is allowed without loss of accrued interest. Deposit replenishment without limits.
|Duration (months)||With interest payment at the end of the term %||With quarterly interest payment %|
Start choosing a deposit by looking for a reliable bank
The bank’s reliability is a guarantee that the deposit will not only bring the desired profit, but will also be returned just in time after the loan is completed. High interest rates on deposits are important, but you should also pay attention to the duration of the banking institution, as well as its capitalization. Of course, the period of turbulence in the financial system has already ended, but the economic downturn continues, therefore, enough attention should be paid to the search for favorable conditions for opening deposits.
To get new clients and keep old ones, banks offer favorable interest rates on deposits. This is evidenced by a variety of ratings that should be studied before contacting a particular banking institution. At the same time, it should be borne in mind that the state guarantees its citizens the opportunity to return savings of up to UAH 200,000. If the size of the deposit exceeds the established limit, then the refund in case of bankruptcy is not guaranteed. For this reason, it is better to place a large amount on a deposit in a bank in which foreign capital is represented.
What deposits give the maximum profitability?
High interest rates on deposits are of interest to any person, since deposits are a source of passive income for a huge number of people. Having dealt with security guarantees, you should start looking for offers, ranking them by profitability. The right choice can be made only after determining your own capabilities. Deposit interest will be an important criterion, but do not forget that it depends on the duration of the placement.
If you can only deposit money for a limited period of time, then choose the option with the appropriate conditions. Clients who do not know exactly when they will need funds can use the open-ended deposit option. Banks can pay interest on deposits at the end of the agreement or every month. If you cannot immediately deposit the entire amount on a deposit, then it is better to look for deposits with the possibility of replenishing them.
Favorable interest rates on deposits become a guarantee of financial stability and security of the family budget. Ukrainians who have decided to take advantage of deposits will have to decide which currency is better to use for deposits. Hryvnia deposits are often the most profitable in terms of interest rates. If the security of the deposit is more important for the client, including its protection from inflation, then you can use dollars or euros. A foreign currency deposit is usually placed for a long term, which makes it possible to level the disadvantage in the form of a low yield of such a deposit.
When the client’s task is to get the maximum benefit, it is better to use hryvnia deposits. If the bank offers to place a deposit at high interest rates on deposits, then carefully study the agreement. Such an agreement is distinguished by the strictness of the requirements, for example, the inability to replenish a deposit or withdraw money early.
High interest on deposits can be paid in a variety of ways. The highest returns are expected for customers who agree to receive interest at the end of the agreement. Interest capitalization can be a profitable solution. Such conditions for issuing a deposit imply the addition of interest to the body of the deposit and an increase in the amount for the subsequent calculation of interest. You can always get profitable interest on deposits with the help of our website, whose specialists are ready to provide every client with quality service.