up to 19,5%

per annum


up to 18 month

with prolongation

  • You can withdraw and replenish the deposit without losing interest
  • You can attach the deposit amount to foreign currencies

  • You know in what loan and on the security of what your money works

  • The cost of capital real estate in a mortgage is more than 2 times the value of deposits

Annual interest rates for “ZaRaZ” members on deposit accounts
Duration (months)With interest payment at the end of the term %With monthly interest payment %With quarterly interest payment %
3 months.14%
6 months.15%13%
9 months.16%15%
13 months.18,5% *16%17,5%
18 months.19,5%

* — partial withdrawal up to 30% is allowed without loss of accrued interest. Deposit replenishment without limits.

Annual interest rates for “ZaRaZ” members on deposit accounts taking into account currency risks
Duration (months)With interest payment at the end of the term %With quarterly interest payment %
6 months.5%
13 months.10%9%
18 months.12%
The most profitable deposits

How to open a deposit correctly?

Banks that offer to use the deposit are represented by dozens of institutions. Each potential client needs to carefully study their proposals before submitting documents for placing a deposit. People with many years of experience in using financial instruments know very well what nuances should be paid attention to.

You can get profitable deposits in Ukraine only in those banks that everyone knows. The popularity of the institution allows you not to worry about its reliability. The liquidity of a banking institution allows it to offer clients the most favorable interest rates. You also need to pay attention to the territorial proximity of the financial institution and the quality of service in it. Tariffs in this regard will be one of the key parameters, as well as the convenience of the service.

Those who are in no hurry to make this important decision will be able to get the most profitable deposit. It is better to carefully weigh all the advantages and disadvantages of each proposal, which will ultimately allow you to get substantial interest and protect your own savings from various risks. Pay attention to the bank’s capitalization, as well as the presence of objects in its ownership. There are unbiased ratings of banking organizations. The higher the bank is located in them, the more reliable and stable it will be.

It will be easier to get a profitable deposit when the institution is attentive to its customers and aims at long-term cooperation. If possible, it is better to clarify the names of the founders of the bank, as well as their condition. The bank’s rating, which is established by one of the well-known international rating agencies, allows you to gain additional confidence in the correctness of your own choice. A low rating clearly indicates a lack of stability and real threats to the client of such a bank.

The most profitable deposit in Ukraine is usually provided under certain conditions. Such deposits cannot be replenished, as well as withdrawn before the expiration of the terms of the agreement. Demand deposits give customers more freedom, as savings can be returned at any time. Banks are well aware of the unreliability of such a deposit, therefore they set a lower interest rate on it. Term deposits are placed for up to 12 months or for a longer period. The amount of the deposit will be completely withdrawn by the client after the expiration of the deposit. Investors can continue high rates, as banks are confident in the ability to profitably dispose of the funds provided.

Profitable deposit depends on the size of the interest rate. Usually it is indicated on an annualized basis and is the best parameter in order to understand the amount of the depositor’s remuneration. Several factors affect the interest rate:

  • the duration of the deposit;
  • customer loyalty;
  • the size of the contribution.

The larger the amount that the client has placed on the deposit, the more the bank is ready to provide interest. The most profitable deposit in Ukraine will be provided for contributions with the maximum maturity. The return on investments on short-term deposits is low, but the user can return their funds faster, so their liquidity increases. The most profitable deposit can be obtained during promotions that are periodically arranged by all banks. If you want to get passive income, then placing money on a deposit will be the right decision. We will help you find profitable deposits in Ukraine as soon as possible. You are guaranteed to be satisfied with the cooperation with our company.

The most profitable deposits