INTEREST RATE:

up to 19,5%

per annum

DEPOSIT PERIOD:

up to 18 month

with prolongation
option

  • You can withdraw and replenish the deposit without losing interest
  • You can attach the deposit amount to foreign currencies

  • You know in what loan and on the security of what your money works

  • The cost of capital real estate in a mortgage is more than 2 times the value of deposits

Annual interest rates for “ZaRaZ” members on deposit accounts
Duration (months)With interest payment at the end of the term %With monthly interest payment %With quarterly interest payment %
3 months.14%
6 months.15%13%
9 months.16%15%
13 months.18,5% *16%17,5%
18 months.19,5%

* — partial withdrawal up to 30% is allowed without loss of accrued interest. Deposit replenishment without limits.

Annual interest rates for “ZaRaZ” members on deposit accounts taking into account currency risks
Duration (months)With interest payment at the end of the term %With quarterly interest payment %
6 months.5%
13 months.10%9%
18 months.12%
Credit union deposit

Deposits in credit unions and their features

Credit unions are a common type of organization in the domestic financial market. Initially, they focused on providing loans, but then the list of their services significantly expanded. Today, the credit union offers profitable deposits to all potential participants, the number of which cannot be less than 50 people. Deposits in credit unions can only be received by their members, which should be taken into account before starting cooperation.

The foundation of a credit union takes place by uniting its members on a certain basis. Members of a credit union may work together or be members of the same trade union or religious organization. The activities and refinancing of credit unions are regulated by Ukrainian legislation, according to which even people who are not citizens of Ukraine, but who live on its territory, can be members of the union.

A credit union deposit can be opened at a time on the day of joining the organization. To do this, you need to have a minimum set of documents with you and make a shared contribution, which differs in a small size. The entry fee is used to create reserve capital.

How to choose a credit union to open a deposit?

Deposits in credit unions should be assessed according to the same criteria as in the case of bank deposits. First of all, you need to make sure that the organization is reliable. To do this, a potential participant should inquire about the duration of the CS. It is best to use deposits in credit unions if the organization has at least 5 years of experience.

Another nuance that is worth paying attention to is the presence of an organization in the state register. This list contains all the official financial institutions of the country. To check, it is enough to go to the NBU website. If the selected company is not a member of this registry, then your rights will not be reliably protected.

The credit Union is ready to provide profitable deposits in the shortest possible time, but customers should not rush. CS can offer participants not only deposits, but also mutual contributions, which may not correspond to the wishes of the latter. A license is not required for a share contribution, but you cannot do without it to provide deposit opening services. The credit union deposit is provided at a time in accordance with the current legislation, as every client of the company can verify.

Before cooperation, it is necessary to clarify whether the COP is a member of the All-Ukrainian Association of Credit Unions or other well-known financial organizations. In this case, deposits in credit unions and the rights of participants will be additionally protected. The credit union’s participation in the open credit union program will also be a plus for a potential participant. Its terms imply free access to information that describes the activities of credit unions. Each participant of the program must disclose information about the union, including financial indicators. Users have the opportunity to easily check all the points of interest.

A credit union deposit can be opened at a time on favorable terms, information about which is provided on the website. The company has many years of experience, which allows customers to receive high-quality services, spending a minimum of money and time for this. The credit Union accepts profitable deposits based on a set of documents, and you can check their list with the responsible manager.

Credit union deposit