up to 19,5%

per annum


up to 18 month

with prolongation

  • You can withdraw and replenish the deposit without losing interest
  • You can attach the deposit amount to foreign currencies

  • You know in what loan and on the security of what your money works

  • The cost of capital real estate in a mortgage is more than 2 times the value of deposits

Annual interest rates for “ZaRaZ” members on deposit accounts
Duration (months)With interest payment at the end of the term %With monthly interest payment %With quarterly interest payment %
3 months.14%
6 months.15%13%
9 months.16%15%
13 months.18,5% *16%17,5%
18 months.19,5%

* — partial withdrawal up to 30% is allowed without loss of accrued interest. Deposit replenishment without limits.

Annual interest rates for “ZaRaZ” members on deposit accounts taking into account currency risks
Duration (months)With interest payment at the end of the term %With quarterly interest payment %
6 months.5%
13 months.10%9%
18 months.12%

How to find favorable deposit rates in foreign currency?

After a long period of turbulence, the Ukrainian financial system is once again showing steady growth, therefore, deposit rates in foreign currency look interesting for a potential investor. It must be remembered that such deposits are always issued at a lower interest rate when compared with a hryvnia deposit. The reason is that the dollar deposit is used to save funds from inflationary processes, while the hryvnia deposits are more suitable for earning, but they have higher risks.

Deposits in Kiev dollars are a good source of additional income. Each person has specific goals, which often require a stable financial base to achieve. Additional income, which does not require any effort from you, should definitely be examined more carefully. This is exactly what an investment in the form of a deposit is, which every adult citizen can open.

Interest rates on deposits in foreign currency

The rates on deposits in dollars may differ significantly depending on which bank was chosen to open an account. Financial institutions are constantly changing their deposit programs, but it won’t be difficult to find an option that meets your wishes. First of all, you should pay attention to the interest rate that the bank pays for the use of the client’s funds during the period of the agreement.

Deposit rates in foreign currency today range up to 6 percent. Large banks often cut interest rates, since their services are already in demand due to high stability. At the same time, a low interest rate is not a natural sign of a financial institution’s reliability. She may say that the institution does not need to actively use this tool. For this reason, dollar deposit rates need to be scrutinized, but you shouldn’t rely on them entirely. Other important parameters are:

The term of the deposit. This indicator tells about how long you can open a deposit in the bank. Usually the minimum period starts from 3 months. The longer the terms specified in the agreement, the higher the percentage you can expect on the deposit. Dollar deposits can be opened for 3-12 months.
Early termination of the contract. Deposits in Kiev dollars may involve termination of the agreement with the bank prior to expiration. If such a clause is not spelled out in the agreement, then the depositor will not be able to withdraw the money before the end of the agreement.
Periodicity of interest accrual. The interest rate can be calculated monthly or at the time of the expiration of the deposit.

Deposits in dollars Kiev today are distinguished by moderate rates, but this does not make them less attractive to a wide audience of clients. Just use the calculator and calculate the possible profit when opening a deposit in a particular bank. If it meets your expectations, then feel free to open an account and receive favorable deposit rates in foreign currency. Otherwise, you can always use hryvnia deposits.

The key point is the reliability of the bank, so do not be lazy and study its reports, as well as information from international agencies on the state of the financial structure. We will always help you find rates on dollar deposits that will make opening a deposit a profitable solution.