If you need a loan, you need to analyze the offers on the lending market in order to choose the most suitable one. Which organizations provide profitable cash loans?
Most often, borrowers are used to using the services of banks. However, the variety of offers does not appeal. Instability in the financial sector of Ukraine provoked a curtailment of lending. Many banks have tightened requirements for borrowers. To take a loan , now you need to provide a certain set of documents and go through a special procedure. But even this does not guarantee that the loan will be approved.
Therefore, more and more borrowers are using the services of credit unions. These are institutions that provide their clients with certain financial services, including lending. Here you can get a cash loan without a guarantee on favorable terms.
Benefits of working with a credit union
Banks put forward stringent requirements for borrowers, because it is difficult for them to get a loan without official employment. In addition, some financial institutions require guarantors.
Credit unions are more loyal to their borrowers. To get a loan it is enough:
- to be a citizen of Ukraine;
- have a registration;
- comply with age restrictions;
- provide passport, TIN.
These are basic requirements, but in some credit unions they may vary slightly.
Profitable loans from ZaRaZ
If you do not have a certificate of income or a damaged credit history – it does not matter. Do not rush to the extreme, Kiev is full of ads “I will loan money on bail .” These are private lenders who should not be contacted. They offer money on the security of a passport or property, such transactions may have unforeseen consequences. Contact the credit union ZaRaZ. Here you can get a profitable loan, just providing a passport and TIN.
ZaRaZ treats each borrower as a partner who has fallen into a difficult situation. Therefore, it approaches each client individually and is ready to go forward – to change the terms of the transaction, extend the loan, carry out restructuring and so on. You do not need to provide a statement of income or guarantors, even if you have a bad credit history, they will consider your appeal here.
Our site contains information on offers of the credit union. Take a look, make a calculation using a loan calculator. If you are interested, submit an online loan application directly on the site.